New State Security Fund – ???

New State Security Fund – ???

A green paper has just been published by the Department of Social Development which proposes to force all South Africans to pay 12% of earnings into a state managed fund. The new  National Social Security Fund will aim to enlarge the country’s social safety...
They are coming to take my house away… ah ha… hee hee!!

They are coming to take my house away… ah ha… hee hee!!

So National Treasury are working out a way to access your retirement fund in an attempt to help those that are financially destitute in the aftermath of the COVID19 epidemic.  The current position If you leave your employment you can cash in on your pension or...
Cars can cost you more than you think!

Cars can cost you more than you think!

There’s such a good feeling owning a new car. It has all the reasons why you should have it! With the new technologies and stylish designs and you in control what else is there? Well, there is a reality check which needs to be considered. Cars cost you a lot more than...
Considerations around your home loan applications

Considerations around your home loan applications

Your home loan application is probably the largest and longest loan you will make in your lifetime. We all aspire to having our own homes instead of renting from a landlord  – (which pays off his property).  There are some important considerations to...
Have we learned anything from Bitcoin?

Have we learned anything from Bitcoin?

The amazing performances of Bitcoin since 2010 have left many investors wishing they had got involved and others wondering if they should. The cyber currency performance has been nothing short of astounding, reaching around $20 000 in 2017 before crashing to $3 000 in...