Unit Trusts… the centre of the financial universe

Unit Trusts… the centre of the financial universe

What are they? You get to invest for as little as a few hundred rand into a large investment pool which is managed by a fund manager according to a specific objective. The investment is priced in units (hence the name) based on the value of the fund. There are around...
Useful financial websites during Lock Down

Useful financial websites during Lock Down

The lock down will give us plenty of time to explore the internet for useful websites which will give you some practical financial insights.  Here are some sites that I have compiled to help you while away the hours. Investment Planning      ...
Social distancing… an opportunity to save?

Social distancing… an opportunity to save?

Government has been on point dealing with the Corona Virus pandemic. They have rallied effectively mobilising South Africans to prepare for the onslaught of this crisis. Social distancing is the plan. Relief on the way            ...
Use debt to get out of debt

Use debt to get out of debt

Work off your debt The more interest you pay the less you have to save and the more opportunity you lose to compounding your wealth into the future. Money lenders make money out of debt through interest and time.The longer interest is paid over time the more the...
3 big issues from 2019……..

3 big issues from 2019……..

The year was eventful to say the least testing the South African economy to its absolute limits. Reflecting on the past 12 months the main issues which stand out in my mind are somewhat interrelated: Here is a thread: Avoiding the downgrade Moody’s was the last of the...