Investments are not free……….

Investments are not free……….

The main objective of an investment is to achieve consistent returns over time relative to the risk you are prepared to take. The principal to follow is the higher return you expect…. the higher the risk you should be prepared to take. These returns are subject to tax...
Why you shouldn’t have an endowment….

Why you shouldn’t have an endowment….

Endowments are policy contracts which commit you to a minimum investment period of 5 years after which the proceeds are tax free. They basically provide a so called “wrapper” around various funds of choice which may be invested in various assets, such as, equities,...
Lessons we can take from the 2018 Budget….

Lessons we can take from the 2018 Budget….

The 2018 Budget speech created a lot of hype against the backdrop of major political change in our country for the better….. without question. From my point of view I found the budget proposals pretty clinical and distant from the current situation which South Africa...
We need a Rand that satisfies Goldilocks….

We need a Rand that satisfies Goldilocks….

The rand has recently strengthened extraordinarily against our weak economic conditions. The strength points to changes on the political front which are more promising for South Africa’s future. Investors like certainty. By weeding out corruption and presenting...