You’re navigating the financial landscape in South Africa, where inflation and interest rates are high. It’s a challenging situation for individuals. Let’s explore whether it’s a good idea to “lock in” your interest rates, making them fixed. The Upsides: 1....
As retirement approaches or unexpected retrenchment occurs, individuals holding debentures with a company face important decisions regarding the fate of their investments. Debentures are financial instruments that come with various terms and conditions, and one common...
Choosing between saving in a retirement annuity and investing in a rental property involves a careful consideration of the pros and cons, particularly when evaluating their performance in the long term. Retirement Annuity: One significant advantage of a retirement...
A well-drafted will is essential for providing order and a seamless transition of assets following a loved one’s death. Generic or template wills are cautioned against, as they can lead to costly errors. Here are some important aspects to consider when drafting your...
Dying without a will has some severe implications for the loved ones that you leave behind. Especially if they are minors under the age of 18. Many South Africans do not have a will and this means that their estates will fall under the Interstate Succession Act. The...