At the risk of sounding prophetic and sounding like the Grinch, next year is likely to be tougher than 2015. This is the last week before Christmas and perhaps there is still a chance to take control of that urge to splurge. Here are some things to consider: Put on...
The traditional approach to sound financial planning is to buy a property as soon as you can instead of renting. The rationale is that you will be better off paying for your property as soon as you can with the rent you are paying to your landlord. However, there are...
Last Sunday on the Weekend Breakfast Show (702/CapeTalk), Sam Cowen cornered me to please give her some good news against the backdrop our ailing economy. I struggled for an answer and left Sam, Africa and our Sunday listeners hanging. I set out this week digging deep...
The recent increase interest rates by the reserve bank of 25 basis points leaves us with the clear direction of where the cycle is heading (1,5% over 2 years). What we are reminded of by this hike is that asset classes move in cycles and not in straight lines. We had...
What lessons can we take from the current water crisis and apply to our own personal financial planning? Don’t wait for it to happen Do we wait for a life changing event to find out of if the provisions we have made are enough provision to see us through?If you do,...