Is Gold the next best thing?

Is Gold the next best thing?

Gold has always been a storage of wealth. The lustre of gold has attracted investors for centuries. Over the best part of the last decade, however, it seems to have lost its shine. Peaking at levels around $1900 a few years ago to $1100 of late the big question is,...
Credit Card. Friend or foe?

Credit Card. Friend or foe?

Your credit card can be a great financial tool if you understand how it works and how to use it effectively. In the same breath it can be the single cause of your financial demise if you let it run away from you. How credit cards differ from debit cards. The credit...
Things you should know about life assurance…..

Things you should know about life assurance…..

One of the more complex financial products is a life assurance policy. You need to understand the definitions of the benefits taken and the conditions under which they will be paid out. You also need to be aware of the various exclusions that are applied. The...
Investing on your own? Do your homework….

Investing on your own? Do your homework….

Taking the option to go it alone with your investments takes some work. The financial universe is huge and navigating your way through the options takes a lot of research and study before making an appropriate choice. You could choose investments that are actively...
How risky are your investments?

How risky are your investments?

If you expect a higher rate of return on your savings then you need to take on more risk. Generally speaking, risk is the potential of your investment to fluctuate in value over a period in time. It is important to realise how risky your investments are relative to...