Is your house covered for a disaster?

What this is in simple terms   Home building insurance covers the actual house—the brick-and-mortar parts like walls, roof, foundation, and fixed fittings. Banks usually want you to have it if you have a bond, so there’s money to rebuild if something bad happens....

Brace your self. Inflation is on the way……

Introduction: Framing the moment (global context) Global energy dynamics and geopolitical tensions, including broader concerns about the relationship between the United States and Iran, can ripple through energy markets. Because South Africa imports a large portion of...

Lifestyle Creep: tame the rising costs

You know that feeling when you upgrade one tiny thing because you’ve got a raise, and suddenly your whole month feels tighter? That’s lifestyle creep in action. It sneaks up because each change feels harmless at the moment, but the total adds up. Here’s how we deal...

A Take on Limited Access to Retirement Savings

Treasury has a proposal on the table allowing limited access to the two thirds portion of your retirement fund. The recent changes splitting retirement funding into two pots allowed for an annual access to the one third savings pot. The remaining two thirds is set for...