Why starting early matters Young South Africans often focus on studying, landing a first job, or paying off immediate expenses, but retirement savings should begin as soon as income starts. The main reason is simple: time gives money room to grow, and delaying...
Financial planning is part of women’s well-being This National Women’s Day, we celebrate the strength, resilience and contribution of women across South Africa. But celebrating women must also include an important conversation about financial security. Personal...
What Is a Trust? A trust is a legal arrangement in which one or more trustees hold and administer assets for the benefit of beneficiaries, in accordance with a trust deed and applicable law. A trust is generally a separate taxpayer and must meet its own legal,...
An article published recently in the Sowetan is a useful reminder that personal financial planning is not just about earning money, but about managing it with intention. It shows how young South Africans are balancing rising living costs, limited resources, and...
1) The big picture In South Africa, the key difference is how your employer supports transport: • Company car (fringe benefit): Your employer provides a car and you often may use it privately as well as for work. Because you receive a real benefit, SARS taxes the...