Women’s face challenges with financial planning…..

National Women’s Day in South Africa, is a good time to reflect on why tailored financial planning for women matters. Women often face gaps in financial literacy, career interruptions, and longer life expectancy, all of which influence savings, investments, and...

Elder Financial Exploitation in South Africa: A Growing Concern

Seniors facing financial abuse South Africa is facing an increasing challenge with elder financial exploitation, often perpetrated by trusted family members or caregivers. With the country’s population aging rapidly—estimates suggest that by 2050, over 12% of South...

Buying Property: Key Additional Costs

When buying a property you should be fully aware of the additional costs. — 1. Transfer Duty – A tax payable to SARS based on a sliding scale. – For properties valued at R1 million, **transfer duty is approximately R0** (properties at R1 million or...

Few South Africans Planning for Retirement, Survey Finds

According to a recent report by Mail & Guardian, most South Africans are unprepared for retirement, risking financial insecurity in old age. Several reasons explain this trend. Limited Financial Literacy Many people lack understanding of financial products and the...

Tax Season is here …..Why wait for your RA refund?

Tax season in South Africa is a time for reflection—reviewing past financial decisions and planning for a more secure future. One of the most effective ways to reduce your tax liability and boost your savings is by investing in a Retirement Annuity (RA). Not only does...