Having a will is one of the most important steps you can take to protect your loved ones — but is your will actually valid? Many South Africans assume that once they’ve written and signed a will, the job is done. But if you don’t follow the right legal process, your...
South Africa faces a significant and growing issue of unclaimed benefits across retirement funds, shares, and other financial instruments on the JSE and from various institutions. A sizable portion of the population is unaware that they may be entitled to funds from...
Water is joining medical aid as a major threat to retirement affordability. In 2019, about 31 kL (1kL per day) cost roughly R636. Today, a comparable bill is around R2,267 — more than tripled in under six years. This isn’t just price inflation; tariff structures...
If you win a lottery or inherit big money, you have two simple options to give away cash. Both affect your taxes, but in different ways. 1) Give to friends and family (private gifts) You probably will want to share some of the spoils with friends and family. This has...
– Donations tax (on gifts to non-18A recipients) – What it is: A tax you pay when you give money or assets to someone who isn’t an approved 18A recipient. – How it works with your estate: Money or assets you give away during your life...