The 3 most pressing questions in 2014

The 3 most pressing questions in 2014

Amongst the many questions asked on the Morning Breakfast Show during the year these were the most pressing. The common thread was that people were struggling to make ends meet and needed advice on how to manage their money better. Are money market accounts safe...
What to do with your bonus…..

What to do with your bonus…..

If you are lucky enough to get a year-end bonus you should take stock of your finances and look for opportunities where you can best allocate some of the cash. Save first then spend the rest It’s year-end and of course you have to splurge a bit. However, save a...
Scamming… If in doubt “Opt Out”

Scamming… If in doubt “Opt Out”

We are victims being preyed upon by criminals who want our money. They are creating ways and means to get information about us to enable them to access our bank accounts and credit cards. Scamming is rife and becoming more and more sophisticated as the various...
You pay to invest….

You pay to invest….

Fees as a percentage of returns become more noticeable the lower the returns Expressed as a reduction on yield. Which means that if you earn 10% and you total costs are 2,5% you actually earn 7,5%.This is the actual return which compounds over the duration of your...
Can markets defy fundamentals any longer?

Can markets defy fundamentals any longer?

Looking through the rear view mirror at the stella performance of the world stock markets over the past 4 years as they have soared into the stratosphere, one stands in bewilderment as to how they got anywhere near these heights. Furthermore, one wonders how much...