Inflation discounts the value of your money over time.The official inflation rate or CPI is an average rate of price movements based on a set weighted basket of goods and services over time.The average rate points to how your value of you money is discounting over a...
What is the best investment for you? Is there such a thing as best? How do you go about choosing one?Best is only found in the rear view mirror. Therefore best is only known when you’ve passed it and you can look behind. So best cannot be predicted into the future....
The FAIS Act was enacted on the 30th September 2004 and from this date onwards all advice is regulated to protect the consumer and the advisor for that matter. Protection for the consumer Advice must be qualified and appropriate.Full disclosure and transparency must...
Assurance covers you for just in case, providing you with capital to cover the financial loss you may experience as a result of the life changing event.It’s expensive if nothing happens, but is probably the best financial decision that you make should something like a...
In a recent interview with National Treasury, the concern was that most of us are not saving our retirement funds when we change jobs. The discussion pointed to fees and the impact the costs have on returns. Fees were singled out as the reason why people are not...