A Take on Limited Access to Retirement Savings

Treasury has a proposal on the table allowing limited access to the two thirds portion of your retirement fund. The recent changes splitting retirement funding into two pots allowed for an annual access to the one third savings pot. The remaining two thirds is set for...

Making the new tax ceilings work for South African households

Introduction and context – Opening context: In the past year, South Africa announced adjustments to two powerful tools that affect how much you can save tax-free or deduct from your income: the Retirement Annuity (RA) ceiling and the Tax-Free Savings Account...

World turmoil and your wallet……

Taking a look at how global tensions can touch your wallet—from petrol pumps to energy bills—and simple steps South African households can take to stay on track. What’s happening with the world Global tensions, including wars, can push up energy costs and make...

2026 Budget Proposal – Summary for Households

The proposal introduces targeted relief to support households, boost savings, and encourage long-term wealth building through tax and retirement savings reforms. Cap Gains Tax (CGT) relief and thresholds   Residence CGT threshold increases from 2,000,000 to...

Planning Your Child’s School Funds Made Simple

Are you a parent worried about how to pay for your child’s education? You’re not alone. Many parents feel stressed about school fees, stationery, and all the activities kids want to do. But don’t worry—there are easy ways to get ready and make things less...