How close are you to a personal recession?

How close are you to a personal recession?

Yes, we are in a technical recession meaning that our net growth on products and services has contracted for two consecutive quarters (-2,6% and -0,7%). Increased taxes was not the solution Personally, I see the big problem being the increase in VAT and the cost of...
The cost of social acceptance…..

The cost of social acceptance…..

The explosive world of social media is driven by the need for social acceptance. The media allow a single individual to engage with a massive audience empowering them to be heard on a scale unimagined just a few years ago. The need for social acceptance is amplified...
After all…. insurance is a business…

After all…. insurance is a business…

From my previous blog creating awareness of exclusions clauses in your policies the reality is: It is about business                                          ...
Be aware of exclusion clauses in your policy….

Be aware of exclusion clauses in your policy….

Your life assurance policy protects you in the event of death, disability and dreaded diseases. It is a cost effective way of making provisions if you do not have the capital to provide for any of these life changing events. However, T&C’s apply…. Exclusion...
Repo rate stays the same… RSA Retail Bonds?

Repo rate stays the same… RSA Retail Bonds?

RSA Retail Bonds are an option for those seeking that little extra interest from their strained savings. Effectively, you lending the government money on a short term basis of 2,3 and 5 year options where the interest is fixed and you are guaranteed your money back at...