The one big lesson we can learn from the Budget The 2015 budget proposal confirmed that we as a nation are between a rock and a hard place. It was clear that the minister needed to find every smidgeon of revenue (the rock) and try to curb expenditure (the hard place)...
Income protection policies are essential in a sound financial plan. They cover you in the event of a disability by providing a monthly income when you cannot work. They are offered by most assurers as free standing policies and through pension and provident funds as...
Before the end of the tax year (February) there is an opportunity to look at your retirement provisions and take advantage of the tax break that is available by topping up your retirement annuity. Currently, you are allowed to deduct the amounts paid to a retirement...
The misnomer commonly perceived by the “ordinary” person is that financial planning is just for the wealthy. Far from it! You see, a successful financial plan does not set out to make you rich, especially in a short space of time. Rather, it sets out a framework which...
Your credit report is available to you on-line and for free. Just a few fields to fill in with one or two security checks and your report arrives in your mailboxrating your credit worthiness. The report verifies your ID with the Department of Home AffairsDetects if...