Black Friday…….. 30% off means you still spend 70%

Black Friday…….. 30% off means you still spend 70%

Retailers over decades have used discounts to incentivise sales. R99 sounds so much less than R100. Offering a 30% discount on Black Friday still gets you to spend 70%. Where did Black Friday start…… As the story goes, stores in the US operating at a loss (“in the...

Pink Tax…. is alive and well….

Pink Tax…. is alive and well….

Pink Tax is a phenomenon often attributed as a form of gender-based price discrimination, with the name stemming from the observation that there is a broad tendency for products marketed specifically toward women to be more expensive than those marketed for...

Is Gold the next best thing?

Is Gold the next best thing?

Gold has always been a storage of wealth. The lustre of gold has attracted investors for centuries. Over the best part of the last decade, however, it seems to have lost its shine. Peaking at levels around $1900 a few years ago down to $1100 and back up to R1900 of...

A weak economy puts student loans at risk…..

A weak economy puts student loans at risk…..

Many Matriculants will be considering loan options for next year to fund their varsity fees. Student loans come with T’s and C’s which you should be very aware of. Recently I came across a very disillusioned sponsor of a student loan who had been paying interest and...