Budget 2016 points to personal austerity…

Budget 2016 points to personal austerity…

The budget proposals for 2016 are the most difficult to face in decades. South Africa is between the proverbial rock and hard place. High unemployment and low growth. Our economy is in stagflation and this presents very little room to manoeuvre. Our Minister of...

Risky markets? Wax on… wax off…

Risky markets? Wax on… wax off…

The global markets are in turmoil. Growth is slow, emerging markets face a currency crisis, stock markets are trading at jittery levels. Is this the time to buy or sell? Mr Miyagi, the wise old man in the movie, “The Karate Kid”, started Daniel out on his training by...

Questions you should ask your financial advisor

Questions you should ask your financial advisor

Generally speaking, when you make a financial decision the outcome is only realised some time in the future.Your advice should not be taken in isolation and as a once off decision. You need to keep in touch with the advice given by reviewing frequently to ensure it is...

What to do with a financial windfall

What to do with a financial windfall

A huge windfall such as an inheritance or winning the lotto or power ball is a lot more difficult to handle than you might think.Statistics point to over 70% of people who have won large lotteries having spent everything within seven years and some even filing for...