So what is good financial advice?

So what is good financial advice?

On its own advice is just advice and probably not that effective. Let’s consider a retirement annuity, for example. In isolation the product has many features and benefits which provide many reasons to invest. In one. A main advantage is the tax deductibility of the...

Investing in uncertain times….

Investing in uncertain times….

The investment horizon is never really certain. However, the current global economic climate is definitely more uncertain than before. Economies throughout the world are battling to create employment and dig themselves out of the debt. Doubt, fear and worry loom. Yet...

Pension plans explained

Pension plans explained

There are basically 2 types of pensions to consider: The Life AnnuityThis is a structured pension based on the amount of money you have accumulated and your life expectancy. The product provider will offer you a pension for the rest of your life. Should you die sooner...