You work hard for your money so use it wisely. Whether you earn R10 000 or a R100 000 per month the basic objective in your financial planning is to be able to maintain the standard of living that you have accustomed yourself to no matter what life changing event...
Institutions make their money by lending money to you at a rate over the time. Simply, the long you take to pay the more it costs you and the banks thrive on it. Debt is so easy to get into and so very difficult to get out of. Prevention is always better than...