How risky are your investments?

How risky are your investments?

If you expect a higher rate of return on your savings then you need to take on more risk. Generally speaking, risk is the potential of your investment to fluctuate in value over a period in time. It is important to realise how risky your investments are relative to...

3 questions you should ask before you save….

3 questions you should ask before you save….

You work hard for your money and you know that you should be saving more of it. Developing a determined attitude towards savings is the first step which will get you on the road to financial freedom. So how do you start? Here are some essential questions that you...

Invest in health and wealth…..

Invest in health and wealth…..

Early to bed and early to rise makes a man healthy, wealthy and wise. A proverb which provides a strategy for the  – The perfect retirement plan You probably will have to work for the rest of your healthy life. The problem of living too long is increasing...

It’s tax time again……

It’s tax time again……

Filing Season for 2015 has opened so its time to prepare that tax return again. For the average salary earner in South Africa, there isn’t much left to deduct on your return. Car allowance and retirement annuities are just about all that is left to consider. Travel...