30/30/40… Allocate your income wisely……

30/30/40… Allocate your income wisely……

Working hard for your money needs careful consideration over how to use your income effectively. If you allocate carefully you will ensure that you are living within your means and not above them. Does a car salesman ever question whether the car you purchase is too...

Your Personal Balance Sheet…

Your Personal Balance Sheet…

The beginning of a new year is a great time to update your personal balance sheet.The exercise is invaluable in your personal financial planning as it creates a snapshot of your actual worth in relation to what you own and what you owe. Your so called “Net Worth”. OWN...